Question 1

How quickly can I receive funding after applying?

Accepted Answer

Most business owners receive an initial response within 24 hours of submitting their application. Depending on the type of funding and documentation, full approval can happen within 1-3 business days. Once approved, funds are typically deposited within 24-48 hours.

Question 2

What are the minimum requirements to qualify?

Accepted Answer

Most funding partners look for: at least 6 months of operating history, minimum $10,000 in gross monthly revenue, an active business checking account, and no open bankruptcies. Credit score requirements vary by product.

Question 3

Will applying hurt my credit score?

Accepted Answer

No. Submitting your information through FundFlowUSA does not affect your credit score. Our initial matching process uses a soft credit inquiry which has zero impact on your credit rating.

Question 4

What documents will I need to provide?

Accepted Answer

For most applications, you will need: the last 3-4 months of business bank statements, a valid government-issued ID, and basic business information including your EIN/Tax ID. Larger loans may require tax returns and financial statements.

Question 5

Is there any cost or obligation to use FundFlowUSA?

Accepted Answer

There is absolutely no cost and no obligation. Our service is completely free for business owners. You can receive funding options, compare offers, and make a decision without any fees or commitment.

Question 6

Can I get funding if I have bad credit or a past bankruptcy?

Accepted Answer

Yes, in many cases. Our diverse lender network includes financing options that focus on your business current performance rather than past credit challenges. Alternative products like merchant cash advances primarily evaluate cash flow and revenue patterns.

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